Individuals
Co-pays too high? Learn how Paydhealth can help reduce or eliminate them.
Assisting with Prescription Medications
Most health care insurance plans use “co-pays” to split the cost of medical products and services between the insurer and you as an insurance plan participant. The amount of the co-pay often rises with the cost of the product or service provided to you. For example, you may have a higher co-pay for visiting a specialist than you do for visiting a primary care physician.
Similarly, your co-pay for specialty prescription drugs that are branded and marketed will generally be much higher than your co-pay for generic prescription drugs because the cost of those specialty drugs is much higher than the cost of generic drugs – someone has to pay for all those commercials.
Co-pays for specialty drugs can be several thousand dollars – making access to care unaffordable for many working people. In fact, over 8% of adults do not take their medications as prescribed due to high costs.
Paydhealth assists individuals in getting access to the very medication prescribed by their doctor at a significantly reduced cost by helping those individuals navigate often byzantine “patient assistance program” requirements. Receiving assistance from one of these programs means that high co-pays are either significantly reduced or eliminated altogether, ensuring affordable access to care as prescribed.
Paydhealth also assists individuals interested in preventative care by working with the plan sponsor – generally their employer – to create programs encouraging simple and minor lifestyle changes that have a big impact on a person’s health, happiness, and longevity. Paydhealth sifts through the often biased and unreliable information to provide evidence- and research-based health information in everyday language that helps individuals make simple informed choices regarding their health.